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motorcycle insurance

frankfrank Posts: 13,292 AG
ok, from what fla dmv states on their web page, motorcyclists are not required to carry insurance unless you ride without a helmet
how would the le know if you have insurance unless they pull you over?

Replies

  • ResinheadResinhead Posts: 10,987 AG
    Never been pulled over on mine. Usually wear a helmet unless I'm riding around the hunt camp. I have insurance and don't know why anyone would ride without it.
  • AC ManAC Man Posts: 7,455 Admiral
    frank wrote: »
    ok, from what fla dmv states on their web page, motorcyclists are not required to carry insurance unless you ride without a helmet
    how would the le know if you have insurance unless they pull you over?

    This is true. I wear a helmet and never been asked for insurance. I never had it till motorcycles started getting so expensive.
  • stc1993stc1993 Posts: 10,885 AG
    I can remember when my MC insurance was $15 a yr. back in the 70's when they made us get liability. The last I had was full coverage was $380.
  • gandrfabgandrfab Posts: 21,646 AG
    Lots of things leo's can't tell until they pull you over.
  • gandrfabgandrfab Posts: 21,646 AG
    Some things they can get just by running your tag.
  • stc1993stc1993 Posts: 10,885 AG
    They have that new stuff now, all they have to do is drive by you.
  • jad1097jad1097 Posts: 9,611 Admiral
    gandrfab wrote: »
    Some things they can get just by running your tag.


    Examples?
  • gandrfabgandrfab Posts: 21,646 AG
    jad1097 wrote: »
    Examples?

    Owner of vehicles name, has the registration run out.
    Last time I got pulled over was because the registration was 2 days over do.
    Couldn't tell from the the little registration sticker it was still in the same month.

    Some of the loe's should chime in.
  • Amelia PaddlerAmelia Paddler Posts: 488 Deckhand
    frank wrote: »
    ok, from what fla dmv states on their web page, motorcyclists are not required to carry insurance unless you ride without a helmet
    how would the le know if you have insurance unless they pull you over?

    When the no helmet w/insurance thing passed years ago I was told by LEO not having a helmet on was probable cause to pull you over.
    I did ride w/o insurance for years (my health insurance covered me in case of an accident, someone else's insurance would cover me if I was hit) when I was young & dumb and of course on cheaper bikes.
    Then I carried insurance for the last 14 years until I sold my last one, bike insurance is cheap IMO, I've never paid more then $350 a year.

    That being said, I wont ever ride w/o again out on the road. Even gave up my skid lids in favor of full face all the time ( I used to wear full face on my sports bikes & skid lids on the cruisers because it was "cool" looking )
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