Besides the obvious tidying up and putting things neatly away.... what else can I do besides offer him/her a beer or beverage?
Anyone have any advice on this? We are doing a re-fi with a great rate but the LTV ratio has to be at 95% or lower for us to get this rate.... nothing is wrong with the home that I can tell (built in 92).... the shingles may need to be replaced in the next few years but do they look closely at that? what are they looking for besides structural problems or damage? There have not been too many homes sold in our area so how do they compare the prices/comps? anyone have any good advice that theyd like to share?
i'm pretty sure "she" is the appraiser.... not much to offer unfortunately
New lightbulb in hallway 2009....
In other words, they are now doing the job they should have been doing all along.
My appraiser before the big crash asked me if I liked the numbers before he finalized them
Well, how'd it go?
You can't do much about em.....but I did get down to 3.25 from 5.75.....re-fied for 15yrs and saved about 75k by signing my name and no increase in payment.
Yep, she barely said two words to me. she took photos of entire house, measured all of the exterior and some of the interior. asked about upgrades and she was gone within 25 minutes. i wonder what she'll value it at.... she said upfront she wouldnt know until she compared the other comps.
and no i have no photos.... just and average 40ish year old with average body.
Trust me when I tell you she had the comps on a print out before she showed up.IF she didn't you need to have another appraisal done.
i'm not going to dish-out another $400 for another appraisal..... if i dont like or feel the amount that she appraises the house is accurate what are my options?
she did tell me that no rules apply to how far or where the boundary is for comparisons..... now i'm not so sure this is going to go in my favor. worse case scenario, the rate goes from 3.375 to 3.675.... its not a deal breaker but the long term is my goal. this is the home we plan to stay in until long after we retire. povided we can sustain jobs and make do with every day life costs/utilities.
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