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All bills paid online or pay with cash. :shrug
IMHO for any bill that can be paid for goods or services with a credit card, that is the smart way, even more so if it is the first purchase you have made from the provider in question.
You get a grace period to pay and incur no interest, but more importantly almost every credit card company will let you dispute the charges within a certain time frame if the goods or services are not correct. That at the least gives me bargaining power to get it made right by the provider.
If I write them a check or money order, as soon as it clears then I no longer have bargaining power and am at the mercy of the provider to do the right thing.
I don't write very many checks, and when I do it is almost always because I have a known track record of getting what I paid for with the business or person in question.
I think this is pretty common financial advice nowadays. YMMV:shrug
Who are you talking about? Do know people that don't have a checking account?
Glad you asked Jr.Yes!
How bout a housekeeper, lawn man, painter, handyman, pool maintenance, loans that don't let you pay any other way unless you have an account with them. My business take cash, credit, or checks. But a lot of people don't operate that way. For those you need a checking account. How about rental property. Who takes anything but checks or cash for that? It is endless. Maybe someday, but today you need a check for those occasions. Unless you have such a life none of those things would come up.
That's a list of people who need to be paid by check. He was asking if you know people who don't have a checking account.
Yes you are correct. Those are the people you need to pay by check. So how do you do it without a checking account? That's my point.
Personally, I would prefer my rental property tenants send me a check. Some can't manage to do that.
I thought he meant who writes checks. You could still pay all your bills in person though. I use to.
Who doesn't specify in the lease or rental agreement what the acceptable forms of payment will be for their "rental properties"???
Who rents "vacation rentals" and doesn't expect most people will want to make reservations and payment with a credit card???
I suspect that a lot of people put this years "vacation budget" on plastic, and are planning and hoping to work enough overtime this year to pay it off, or pay it once their tax refund check comes in.
https://www.fdic.gov/householdsurvey/
Poor, broke POS's that couldn't get one.
You never shop at Publix? You'd be amazed at the idiots in line to buy money orders. I have no idea why retail grocers do this. It takes 10 minutes to do a transaction that makes them 50 cents, while pissing off customers trying to get a quick checkout at customer service. :banghead
I'm pretty sure the Publix in my hood sells very few money orders. :grin
I am one of the few people whose last name does not end with berg or stein
Menzies lives in the hood where there are two close Publixes. You may want to chat with him. :grin
Actually just went to Wal-Mart yesterday to buy a money order for $15. Cost me 70 cents.
It was to pay for the Bahamian pooch import fee! So worth the 70 cents!
Publix is likely sitting on $500,000 of someone else's money for a couple of days is why.
Former Mini Mart Magnate
I am just here for my amusement.